India's Modern B2B Payment Gateway for Automated Corporate Collections
Pements is a dedicated B2B payments and automated collections infrastructure for Indian businesses. It automates customer invoice collections via Smart Virtual Accounts (VAN), e-NACH auto-debits, Dynamic UPI QR codes, and instant bi-directional ERP ledger reconciliation.
Reduce Days Sales Outstanding (DSO) by 40% and eliminate manual bank statement matching.
How Penext Solves Critical Industry Bottlenecks
Direct comparison between conventional fragmented methods and Penext's purpose-built digital architecture.
| B2B Payment Feature | Consumer Payment Gateway (B2C) | Pements (Dedicated B2B) |
|---|---|---|
| High-Value Invoices (₹1L - ₹50L+) | Fails due to retail card limits | Dedicated Virtual Accounts (NEFT/RTGS/IMPS) with zero limit bottlenecks |
| Automated Recurring Debits | Limited retail subscriptions | Enterprise e-NACH / e-Mandate with automated recurring invoice debit |
| Reconciliation & Bank UTR | Manual matching of messy bank lines | Instant invoice-level reconciliation using unique dedicated customer VANs |
| Transaction Charges | High percentage MDR fees | Flat, transparent B2B commercial pricing structure |
Core Workflows & Functional Architecture
Smart Virtual Account Numbers (VAN)
Assign unique bank account numbers to each B2B client for 100% automated NEFT/RTGS reconciliation.
Dynamic UPI QR on Invoices
Embed payment QR codes directly onto PDF invoices with invoice number and exact amount locked.
e-NACH & Auto-Debit Mandates
Automate recurring dealer collections and monthly distributor receivables with scheduled mandates.
Rapid Onboarding & Go-Live Roadmap
Standardized data migration, system pilot, and on-site staff training timeline.
Process Scoping & Master Data
BOM structuring, chart of accounts, vendor master, and item coding migration.
Pilot Setup & Hardware Link
Weighbridge, IoT loggers, barcode scanners, and printer integrations configured.
Floor Staff Training
Hands-on training in Hindi & English for operators, storekeepers, and managers.
Production Go-Live
Parallel run sign-off, live job card generation, and real-time executive dashboard activation.
Everything You Need to Know
Standard gateways focus on retail credit cards and carts. Pements handles large B2B invoice settlements (Virtual Accounts, e-NACH, NEFT/RTGS) and maps exact UTRs to ERP ledger entries automatically.
Yes. Pements instantly syncs settled payments and creates bank receipts in Penext ERP, Tally Prime, Zoho Books, and SAP.
Schedule a Technical Demo for Pements
Speak with our principal enterprise engineers in Bhopal to review your exact requirements.